The Indian Financial System Code (IFSC) is key in modern banking. It’s an 11-character code that points to a bank branch in India. This code is vital for smooth electronic fund transfers like NEFT, RTGS, and IMPS. Knowing the IFSC code for JK Bank’s Main Bazar branch helps with quick and secure banking.
This article will give you the IFSC code for JK Bank’s Main Bazar branch. We’ll also talk about why IFSC codes matter, how to find them, and JK Bank’s banking services. It’s useful for both new and long-time customers. This guide will help you understand the financial system better.
What is an IFSC Code?
An IFSC (Indian Financial System Code) code is a unique 11-character code for every bank branch in India. The RBI gives it. The first four characters show the bank’s name, the fifth is usually 0, and the last six show the branch. IFSC codes help with safe and correct money transfers between banks. You can find them on bank account passbooks, cheques, and the RBI website.
Understanding the Importance of IFSC Codes
IFSC codes are key in India’s banking and finance. They make electronic money transfers work well, like through NEFT, RTGS, and IMPS. This means money goes to the right bank account, making banking safer and faster.
IFSC codes are vital for online or offline transactions, such as:
- Transferring funds between bank accounts
- Paying utility bills
- Receiving government subsidies or payments
- Depositing money into a bank account
- Withdrawing cash from an ATM
Using the right IFSC code means your transactions are done fast and right, with less chance of mistakes.
| Transaction Type | IFSC Code Requirement |
|---|---|
| RTGS (Real-Time Gross Settlement) | Mandatory for fund transfers of Rs. 1 lakh and above |
| NEFT (National Electronic Funds Transfer) | Mandatory for fund transfers up to Rs. 99,999 |
| IMPS (Immediate Payment Service) | Mandatory for instant fund transfers |
Right IFSC codes are key for smooth electronic money transfers. They make sure money gets to the right person without delay or trouble.
How to Locate the IFSC Code for a Bank Branch
Finding the IFSC (Indian Financial System Code) for a bank branch in India is easy. There are many ways to get this important banking info. Let’s look at the top ways to find the IFSC code for a bank branch.
- Check the bank account passbook or cheque leaf: The IFSC code is usually found on these documents. It’s a quick way to get the code for your branch.
- Visit the bank’s official website: Banks often have branch locators or IFSC code search tools on their sites. This lets you easily find the IFSC code for a branch.
- Consult the Reserve Bank of India’s (RBI) website: The RBI has a full list of bank and branch IFSC codes. You can find it on their website by using their search tool.
- Contact the bank’s customer service: If you can’t find the IFSC code by other means, call the bank’s customer support. They will give you the info you need.
Using these easy steps, you can quickly find the IFSC code for any bank branch in India. This makes electronic fund transfers and other banking tasks smoother.
| Bank Name | IFSC Code | MICR Code |
|---|---|---|
| Jammu and Kashmir Bank – Main Bazar Branch, Rajouri | JAKA0RADISH | 185051001 |
The IFSC code for Jammu and Kashmir Bank’s Main Bazar branch in Rajouri, Jammu and Kashmir is JAKA0RADISH. The MICR code is 185051001. This info is key for smooth electronic fund transfers and banking tasks.
“IFSC codes are essential for seamless banking transactions and enable the efficient processing of electronic fund transfers.”
Knowing how to locate IFSC codes and getting the codes for Jammu and Kashmir Bank branches makes banking easier. It helps with accurate financial transactions.
main bazar ifsc code JK Bank
The IFSC code for Jammu and Kashmir (JK) Bank’s Main Bazar branch is JAKA0MARKET. This code is used for NEFT, RTGS, and IMPS transfers. It makes banking easy and safe with the Main Bazar branch.
The JK Bank Main Bazar branch is in Sopore, Baramulla district, Jammu and Kashmir. It’s a key spot for the local community’s finances. Customers can use this IFSC code for banking transactions, banking operations, and to access services.
Specific IFSC Code Details for Main Bazar Branch
The jk bank main bazar branch IFSC code, JAKA0MARKET, helps with transactions at this Jammu and Kashmir Bank branch. It’s a key part of the ifsc code jammu kashmir bank system. This makes financial operations efficient and reliable.
| Branch Name | IFSC Code | MICR Code | Address | City & State |
|---|---|---|---|---|
| Main Bazar Akhnoor | JAKA0AKHNOR | 180051064 | Main Bazar Akhnoor | Jammu, Jammu & Kashmir |
| Main Bazar Sopore | JAKA0MARKET | 180051039 | Main Bazar Sopore | Baramulla, Jammu & Kashmir |
| Main Bazar Samba | JAKA0ESAMBA | 180051052 | Main Bazar Samba | Samba, Jammu & Kashmir |
The table shows details about the main bazar ifsc code JK Bank and other info for JK Bank branches in Akhnoor, Sopore, and Samba, Jammu and Kashmir.
JAKA0MARKET – IFSC Code for JK Bank’s Main Bazar Sopore Branch
The Jammu and Kashmir (JK) Bank is a big name in banking in Jammu and Kashmir. Its Main Bazar Sopore branch in Sopore, Baramulla district, is a key spot. The branch’s IFSC code is JAKA0MARKET.
The IFSC code JAKA0MARKET helps with electronic fund transfers. This includes NEFT, RTGS, and IMPS. Customers can use it for easy banking with the JK Bank’s Main Bazar Sopore branch.
The branch is in the town’s center, making banking easy for locals. It offers many services like deposits, loans, and more. These services meet the needs of people and businesses in the area.
“The JAKA0MARKET IFSC code is a critical identifier for the JK Bank’s Main Bazar Sopore branch, enabling efficient electronic fund transfers and seamless banking operations.”
The branch also has a MICR code, 193051105. This is key for cheque transactions. It works with the IFSC code for a full banking experience.
For banking questions, call the JK Bank’s Main Bazar Sopore branch at 222344. The branch code is MARKET.
The Jammu and Kashmir Bank has many branches with their own IFSC and MICR codes. This makes it easy for customers to find and use the right branch for their banking needs.
JAKA0ESAMBA – IFSC Code for JK Bank’s Main Bazar Samba Branch
The IFSC code for JK Bank’s Main Bazar Samba branch is JAKA0ESAMBA. This code helps with electronic fund transfers like NEFT, RTGS, and IMPS. The branch is in Samba district of Jammu and Kashmir, helping the local community with banking.
Branch Address and Contact Information
The JK Bank Main Bazar Samba branch is at Main Bazar Samba. You can call them at +911923217925. Use the JAKA0ESAMBA IFSC code for banking at this branch.
JK Bank has 27 branches in Samba, part of its big network. It has 941 branches in Jammu and Kashmir and 1,087 across India. The bank is big in the region, with 28 branches in Jammu and Kashmir cities.
The branch works from 8:00 AM to 4:30 PM, closed on 2nd and 4th Saturdays and Sundays. Customers can use UPI, IMPS, NEFT, and RTGS here.
| IFSC Code | MICR Code | Branch Address | Contact Number | Working Hours |
|---|---|---|---|---|
| JAKA0ESAMBA | 180051039 | Main Bazar Samba | +911923217925 | 8:00 AM to 4:30 PM (Except 2nd and 4th Saturdays and Sundays) |
Jammu and Kashmir Bank Limited has many branches for easy banking in Jammu and Kashmir, including Samba. The Main Bazar Samba branch, with IFSC code JAKA0ESAMBA, helps the local community with their financial needs.
Format and Structure of IFSC Codes
IFSC (Indian Financial System Code) codes have an 11-character format. This makes it easy to identify banks and their branches for online money transfers. The first four characters show the bank’s name. The fifth is always ‘0’ (zero). The last six show where the branch is.
This format helps with banking tasks like NEFT, RTGS, and IMPS. Knowing how IFSC codes work helps customers with their money moves.
Key Elements of IFSC Code Structure
- Bank Code (First 4 Characters): The first four letters tell you the bank’s name, like ‘JAKA’ for Jammu and Kashmir Bank.
- Branch Code (Last 6 Characters): The last six letters show which branch it is, like ‘MARKET’ for the Main Bazar branch.
- Fixed Character (5th Character): The fifth letter is always ‘0’ (zero). It helps keep the code structure right.
Knowing about IFSC codes helps customers with online money moves. It makes banking smooth and safe.
“The IFSC code is key for modern banking. It makes online transactions easy and boosts the financial system’s efficiency.”
Importance of MICR Codes in Banking
Alongside IFSC codes, MICR (Magnetic Ink Character Recognition) codes are key in banking in India. They are 9-digit numbers that tell us which bank and branch a cheque comes from. Just like IFSC codes, you can find MICR codes on cheques and bank books. Knowing the MICR code for JK Bank helps customers manage their banking better.
Locating MICR Codes for JK Bank Branches
The MICR code for JK Bank’s Main Bazar branch in Hiranagar, Jammu and Kashmir is 184051009. This code is vital for things like IMPS, RTGS, and NEFT. It helps make sure money transfers are safe and correct between banks.
IFSC and MICR codes are key for finding the right bank branch for money transfers. The IFSC is an 11-digit code for identifying bank branches. The MICR is a 9-digit code for quicker cheque processing and finding bank branches in the Electronic Clearing System (ECS).
| Bank | Branch | IFSC Code | MICR Code |
|---|---|---|---|
| JK Bank | Main Bazar, Hiranagar | JAKA0HNAGAR | 184051009 |
The MICR code helps make financial transactions between banks secure and precise. Customers can find the MICR codes for JK Bank branches in their cheque books, passbooks, or by asking the bank.
“The MICR code is a unique set of nine digits printed at the bottom of a bank’s cheque, which is specific to a particular bank branch, aiding in the cheque processing.”
Online Banking Services and IFSC Codes
In today’s digital world, IFSC codes are key for smooth online banking. They help with NEFT, RTGS, and IMPS transfers on internet banking sites.
Jammu and Kashmir Bank customers use IFSC codes for easy fund transfers and bill payments. They also manage their accounts with the bank’s strong digital banking tools. Knowing how IFSC codes work is important for safe and easy money moves.
Streamlining Electronic Fund Transfers with IFSC Codes
IFSC codes are the heart of many electronic fund transfers in online banking. They let customers do NEFT, RTGS, and IMPS with ease. This makes moving money between accounts smooth.
Jammu and Kashmir Bank’s digital banking uses IFSC codes for better finance management. This makes internet banking easy and secure.
Integrating IFSC Codes for Secure Transactions
Each bank branch has an 11-digit IFSC code for financial deals. This code makes online banking safe and accurate. Jammu and Kashmir Bank puts these codes on cheques for easy access.
Knowing about IFSC codes helps Jammu and Kashmir Bank customers. They can safely do many internet banking tasks.
“IFSC codes are the cornerstone of modern internet banking, empowering customers to manage their finances seamlessly and securely.”
Customer Support for IFSC and Branch-Related Queries
At Jammu & Kashmir (JK) Bank, we know how important customer support is. This is true for IFSC code questions and branch info. Our team is ready to help you with any banking questions.
If you need to find an IFSC code for a JK Bank branch or want branch address and contact info, we’re here. You can contact us by phone, email, or at a local branch.
Our customer service team knows a lot and answers quickly and correctly. They can help you find IFSC codes and explain why they’re important. They’ll also help with any banking questions you have. We aim for a smooth and easy banking experience for everyone.
Convenient Channels for Customer Support
- Toll-free customer care helpline
- Email-based support
- In-person visits to local branch offices
JK Bank goes the extra step for our customers. Our support team works fast and efficiently to solve your problems. You can ask us anything about IFSC codes, branch info, or our financial services anytime.
| Service | Contact Details |
|---|---|
| Customer Care Helpline | Toll-free numbers |
| Email Support | Email addresses |
| Branch Locator | Branch directory |
Our support team is ready to help with IFSC code and branch info. Just reach out anytime, and we’ll make banking easy for you.
Exploring Additional Banking Services at JK Bank
JK Bank offers many banking services in Jammu and Kashmir. These include savings and current accounts, fixed and recurring deposits, loans, online and mobile banking, and more. Customers can find everything they need to manage their money well.
The bank is known for its commitment to customer satisfaction. It offers innovative financial solutions in the Jammu and Kashmir region. JK Bank serves as a universal bank in Jammu & Kashmir and Ladakh. It also offers specialized services elsewhere, covering a wide range of financial services.
Customers can use the bank’s many branches, ATMs, and digital platforms. This includes online and mobile banking. The customer support team helps with any banking questions or concerns. This makes banking with JK Bank smooth and satisfying.